{"id":5231,"date":"2024-06-26T15:24:47","date_gmt":"2024-06-26T15:24:47","guid":{"rendered":"http:\/\/www.asobancaria.com\/leasingnew\/?page_id=5231"},"modified":"2026-01-22T13:24:01","modified_gmt":"2026-01-22T13:24:01","slug":"leasing","status":"publish","type":"page","link":"https:\/\/www.asobancaria.com\/leasing\/leasing\/","title":{"rendered":"Leasing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5231\" class=\"elementor elementor-5231\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fc87e2c elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"fc87e2c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-20028a1\" data-id=\"20028a1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cfd9362 elementor-widget elementor-widget-bings-breadcrumb\" data-id=\"cfd9362\" data-element_type=\"widget\" data-widget_type=\"bings-breadcrumb.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t    <div class=\"bi-breadcrumbs-content headline ul-li text-center\">\r\n\t\t<h1 class=\"page-heading\">Leasing<\/h1>\r\n        <ul>\r\n            <li class=\"breadcrumb-item\"><a href=\"https:\/\/www.asobancaria.com\/leasing\/\">Inicio &nbsp;<\/a><\/li><li class=\"breadcrumb-item\"><a href=\"https:\/\/www.asobancaria.com\/leasing\/leasing\/\"><\/a><\/li>        <\/ul>\r\n    <\/div>\r\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-177808c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"177808c\" data-element_type=\"section\" id=\"leasing\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e772aa1\" data-id=\"e772aa1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf82867 elementor-widget elementor-widget-bin-why-choose-img\" data-id=\"cf82867\" data-element_type=\"widget\" data-widget_type=\"bin-why-choose-img.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t<div class=\"bi-why-choose-us-area-1\">\r\n\t\t<div class=\"bi-why-choose-img1-area position-relative\">\r\n\t\t\t<div class=\"why-choose-img1\">\r\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2025\/01\/shutterstock_2426438419-1-scaled.jpg\" alt=\"\">\r\n\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n    <\/div>\r\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ccf403c\" data-id=\"ccf403c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70996ce elementor-widget__width-initial fuente elementor-widget elementor-widget-bin-section-title\" data-id=\"70996ce\" data-element_type=\"widget\" data-widget_type=\"bin-section-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"bi-section-title-4 bins-text headline text-left\">\n\t\t\t\t\t\t<div class=\"sub-title position-relative pera-content text-uppercase wow fadeInRight\" data-wow-delay=\"200ms\" data-wow-duration=\"1000ms\">\n\t\t\t\tLeasing\t\t\t<\/div>\n\t\t\t\t\t\t<h2 class=\"tx-split-text split-in-right\">QU\u00c9 ES LEASING<\/h2>\n\t\t\t\t\t\t\t<p>El leasing es una operaci\u00f3n en la que una entidad financiera, por instrucci\u00f3n de un cliente, adquiere un activo y se lo entrega en arrendamiento financiero u operativo para su uso y goce por un periodo de tiempo determinado. Este mecanismo es usado para financiar la adquisici\u00f3n (mediante leasing financiero) o facilitar el acceso, uso y goce (mediante leasing operativo) de activos fijos productivos como equipos, maquinaria, veh\u00edculos e inmuebles.<\/p>\n\t\t\t\t\t<\/div>\n\t\t    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9622732 hap-skill-faq-section fuente elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9622732\" data-element_type=\"section\" id=\"beneficios\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-db2212d\" data-id=\"db2212d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c121aac elementor-widget elementor-widget-bin-section-title\" data-id=\"c121aac\" data-element_type=\"widget\" data-widget_type=\"bin-section-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"section-title-8-wrap mb-55 align\">\n\t\t\t\t\t\t\t\t<h2 class=\"section-title-8 tx-split-text split-in-down\" >BENEFICIOS DEL LEASING\n<\/h2>\n\t\t\t<\/div>\n\t\t\t    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee455d0 elementor-widget__width-initial elementor-widget elementor-widget-bin-content-skill-item\" data-id=\"ee455d0\" data-element_type=\"widget\" data-widget_type=\"bin-content-skill-item.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\r\n\t<div class=\"hap-skill-progress-area\">\r\n                <div class=\"hap-skill-progress-item d-flex align-items-center justify-content-between wow fadeInUp\"  data-wow-delay=\"400ms\" data-wow-duration=\"1000ms\">\r\n            <div class=\"skill-icon-text  d-flex align-items-center\">\r\n                <div class=\"skill-icon d-flex justify-content-center align-items-center\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/tar-removebg-preview.png\" alt=\"\">\r\n                <\/div>\r\n                <div class=\"skill-text hap-headline pera-content\">\r\n                    <h3><\/h3>\r\n                    <p><strong>Mayor Financiaci\u00f3n:<\/strong>  Permite financiar un porcentaje m\u00e1s alto del valor del activo que los cr\u00e9ditos convencionales.\n<\/p>\r\n\t\t\t\t\t                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"hap-skill-progress-item d-flex align-items-center justify-content-between wow fadeInUp\"  data-wow-delay=\"400ms\" data-wow-duration=\"1000ms\">\r\n            <div class=\"skill-icon-text  d-flex align-items-center\">\r\n                <div class=\"skill-icon d-flex justify-content-center align-items-center\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/2-removebg-preview.png\" alt=\"\">\r\n                <\/div>\r\n                <div class=\"skill-text hap-headline pera-content\">\r\n                    <h3><\/h3>\r\n                    <p><strong>Uso sin Compra: <\/strong>Facilita el acceso a activos sin necesidad de compra, desde equipos y maquinaria hasta inmuebles y veh\u00edculos.<\/p>\r\n\t\t\t\t\t                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"hap-skill-progress-item d-flex align-items-center justify-content-between wow fadeInUp\"  data-wow-delay=\"400ms\" data-wow-duration=\"1000ms\">\r\n            <div class=\"skill-icon-text  d-flex align-items-center\">\r\n                <div class=\"skill-icon d-flex justify-content-center align-items-center\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/3-removebg-preview.png\" alt=\"\">\r\n                <\/div>\r\n                <div class=\"skill-text hap-headline pera-content\">\r\n                    <h3><\/h3>\r\n                    <p><b>Flexibilidad: <\/b>Adapta los pagos seg\u00fan el flujo de caja, a diferencia del cr\u00e9dito tradicional que se basa en estados financieros y cr\u00e9dito.<\/p>\r\n\t\t\t\t\t                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"hap-skill-progress-item d-flex align-items-center justify-content-between wow fadeInUp\"  data-wow-delay=\"400ms\" data-wow-duration=\"1000ms\">\r\n            <div class=\"skill-icon-text  d-flex align-items-center\">\r\n                <div class=\"skill-icon d-flex justify-content-center align-items-center\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/4-removebg-preview.png\" alt=\"\">\r\n                <\/div>\r\n                <div class=\"skill-text hap-headline pera-content\">\r\n                    <h3><\/h3>\r\n                    <p><b>Evaluaci\u00f3n de Activos:<\/b> Permite probar activos antes de decidir su compra.<\/p>\r\n\t\t\t\t\t                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"hap-skill-progress-item d-flex align-items-center justify-content-between wow fadeInUp\"  data-wow-delay=\"400ms\" data-wow-duration=\"1000ms\">\r\n            <div class=\"skill-icon-text  d-flex align-items-center\">\r\n                <div class=\"skill-icon d-flex justify-content-center align-items-center\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/5-removebg-preview.png\" alt=\"\">\r\n                <\/div>\r\n                <div class=\"skill-text hap-headline pera-content\">\r\n                    <h3><\/h3>\r\n                    <p><b>Menor Riesgo de Devaluaci\u00f3n:<\/b> Evita invertir en activos que se deprecian r\u00e1pidamente.<\/p>\r\n\t\t\t\t\t                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"hap-skill-progress-item d-flex align-items-center justify-content-between wow fadeInUp\"  data-wow-delay=\"400ms\" data-wow-duration=\"1000ms\">\r\n            <div class=\"skill-icon-text  d-flex align-items-center\">\r\n                <div class=\"skill-icon d-flex justify-content-center align-items-center\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/6-removebg-preview.png\" alt=\"\">\r\n                <\/div>\r\n                <div class=\"skill-text hap-headline pera-content\">\r\n                    <h3><\/h3>\r\n                    <p><b>Renovaci\u00f3n \u00c1gil: <\/b>Facilita la actualizaci\u00f3n de equipos y tecnolog\u00eda sin gestionar su venta.<\/p>\r\n\t\t\t\t\t                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"hap-skill-progress-item d-flex align-items-center justify-content-between wow fadeInUp\"  data-wow-delay=\"400ms\" data-wow-duration=\"1000ms\">\r\n            <div class=\"skill-icon-text  d-flex align-items-center\">\r\n                <div class=\"skill-icon d-flex justify-content-center align-items-center\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/7-removebg-preview.png\" alt=\"\">\r\n                <\/div>\r\n                <div class=\"skill-text hap-headline pera-content\">\r\n                    <h3><\/h3>\r\n                    <p><b>Protecci\u00f3n de Activos:<\/b> El activo no est\u00e1 en el patrimonio del cliente, protegi\u00e9ndolo de reclamaciones de acreedores.<\/p>\r\n\t\t\t\t\t                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"hap-skill-progress-item d-flex align-items-center justify-content-between wow fadeInUp\"  data-wow-delay=\"400ms\" data-wow-duration=\"1000ms\">\r\n            <div class=\"skill-icon-text  d-flex align-items-center\">\r\n                <div class=\"skill-icon d-flex justify-content-center align-items-center\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/8-removebg-preview.png\" alt=\"\">\r\n                <\/div>\r\n                <div class=\"skill-text hap-headline pera-content\">\r\n                    <h3><\/h3>\r\n                    <p><b>Costos Financieros Reducidos: <\/b>Menores costos de constituci\u00f3n y registro de garant\u00edas.\n<\/p>\r\n\t\t\t\t\t                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"hap-skill-progress-item d-flex align-items-center justify-content-between wow fadeInUp\"  data-wow-delay=\"400ms\" data-wow-duration=\"1000ms\">\r\n            <div class=\"skill-icon-text  d-flex align-items-center\">\r\n                <div class=\"skill-icon d-flex justify-content-center align-items-center\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/9-removebg-preview.png\" alt=\"\">\r\n                <\/div>\r\n                <div class=\"skill-text hap-headline pera-content\">\r\n                    <h3><\/h3>\r\n                    <p><b>Gastos Notariales Menores:<\/b> Solo se pagan por la opci\u00f3n de compra, entre el 10 y 30% del valor del inmueble.<\/p>\r\n\t\t\t\t\t                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"hap-skill-progress-item d-flex align-items-center justify-content-between wow fadeInUp\"  data-wow-delay=\"400ms\" data-wow-duration=\"1000ms\">\r\n            <div class=\"skill-icon-text  d-flex align-items-center\">\r\n                <div class=\"skill-icon d-flex justify-content-center align-items-center\">\r\n                    <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/10-removebg-preview.png\" alt=\"\">\r\n                <\/div>\r\n                <div class=\"skill-text hap-headline pera-content\">\r\n                    <h3><\/h3>\r\n                    <p><b>Mejores Tasas de Inter\u00e9s:<\/b> La entidad financiera ofrece tasas competitivas al tener una mejor garant\u00eda en la medida que los activos son de su propiedad.<\/p>\r\n\t\t\t\t\t                <\/div>\r\n            <\/div>\r\n                    <\/div>\r\n            <\/div>\r\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-da594c7 e-flex e-con-boxed e-con e-parent\" data-id=\"da594c7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d3993e elementor-widget elementor-widget-bin-section-title\" data-id=\"6d3993e\" data-element_type=\"widget\" data-widget_type=\"bin-section-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"bi-section-title-4 bins-text headline text-left\">\n\t\t\t\t\t\t<div class=\"sub-title position-relative pera-content text-uppercase wow fadeInRight\" data-wow-delay=\"200ms\" data-wow-duration=\"1000ms\">\n\t\t\t\tLEASING\t\t\t<\/div>\n\t\t\t\t\t\t<h2 class=\"tx-split-text split-in-right\">MODALIDADES<\/h2>\n\t\t\t\t\t<\/div>\n\t\t    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8ee855 e-flex e-con-boxed e-con e-parent\" data-id=\"f8ee855\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1858ce elementor-widget__width-initial tipos elementor-widget elementor-widget-bin-section-title\" data-id=\"a1858ce\" data-element_type=\"widget\" id=\"tipos\" data-widget_type=\"bin-section-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"section-title-8-wrap mb-55 align\">\n\t\t\t\t\t\t\t\t<h2 class=\"section-title-8 tx-split-text split-in-down\" >TIPOS DE LEASING<\/h2>\n\t\t\t<\/div>\n\t\t\t    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8fbbf24 tipos elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8fbbf24\" data-element_type=\"section\" id=\"tipos\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-643d2b8\" data-id=\"643d2b8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d3e2fd0 bi-about-img-3 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"d3e2fd0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"594\" height=\"399\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-operativo.jpg\" class=\"attachment-full size-full wp-image-6991\" alt=\"\" srcset=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-operativo.jpg 594w, https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-operativo-300x202.jpg 300w\" sizes=\"(max-width: 594px) 100vw, 594px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9191eb0\" data-id=\"9191eb0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ba2fdd elementor-widget__width-initial tipos elementor-widget elementor-widget-bin-section-title\" data-id=\"1ba2fdd\" data-element_type=\"widget\" data-widget_type=\"bin-section-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"bi-section-title-4 bins-text headline text-left\">\n\t\t\t\t\t\t<div class=\"sub-title position-relative pera-content text-uppercase wow fadeInRight\" data-wow-delay=\"200ms\" data-wow-duration=\"1000ms\">\n\t\t\t\tLeasing\t\t\t<\/div>\n\t\t\t\t\t\t<h2 class=\"tx-split-text split-in-right\">OPERATIVO<\/h2>\n\t\t\t\t\t\t\t<p>El leasing operativo es un acuerdo donde una entidad financiera adquiere un activo elegido por el arrendatario, quien lo usa sin opci\u00f3n de compra. La entidad conserva la propiedad legal, mientras el arrendatario asume costos como el mantenimiento y seguros. Al finalizar el contrato, que suele ser m\u00e1s corto que la vida \u00fatil del bien, este puede devolverse, renovarse o comprarse al valor comercial. Es ideal para activos con mercado secundario s\u00f3lido y empresas que requieren actualizar equipos frecuentemente.<\/p>\n\t\t\t\t\t<\/div>\n\t\t    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7b3e839 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7b3e839\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-58bd197\" data-id=\"58bd197\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58c69f3 elementor-widget__width-initial tipos elementor-widget elementor-widget-bin-section-title\" data-id=\"58c69f3\" data-element_type=\"widget\" data-widget_type=\"bin-section-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"bi-section-title-4 bins-text headline text-end\">\n\t\t\t\t\t\t<div class=\"sub-title position-relative pera-content text-uppercase wow fadeInRight\" data-wow-delay=\"200ms\" data-wow-duration=\"1000ms\">\n\t\t\t\tLeasing\t\t\t<\/div>\n\t\t\t\t\t\t<h2 class=\"tx-split-text split-in-right\">FINANCIERO<\/h2>\n\t\t\t\t\t\t\t<p>El leasing financiero es una forma de financiaci\u00f3n donde una entidad adquiere un activo para que el locatario lo use a cambio de un canon. La entidad mantiene la propiedad legal, y el locatario asume costos como mantenimiento y seguros. Al finalizar el contrato, que suele durar la vida \u00fatil del bien, el locatario puede comprarlo a un precio pactado (generalmente no superior al 30% de su valor comercial) o devolverlo. Es ideal para financiar activos especializados con plazos ajustados a las necesidades del cliente.<\/p>\n\t\t\t\t\t<\/div>\n\t\t    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c9bcc10\" data-id=\"c9bcc10\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1fa48c9 bi-about-img-3 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"1fa48c9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1709\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-financiero-scaled.jpg\" class=\"attachment-full size-full wp-image-6990\" alt=\"\" srcset=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-financiero-scaled.jpg 2560w, https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-financiero-300x200.jpg 300w, https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-financiero-1024x683.jpg 1024w, https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-financiero-768x513.jpg 768w, https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-financiero-1536x1025.jpg 1536w, https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-financiero-2048x1367.jpg 2048w, https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/12\/Leasing-financiero-600x400.jpg 600w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e71d295 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e71d295\" data-element_type=\"section\" id=\"modalidades\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8091994\" data-id=\"8091994\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15c89a6 elementor-widget elementor-widget-bin-section-title\" data-id=\"15c89a6\" data-element_type=\"widget\" data-widget_type=\"bin-section-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"section-title-8-wrap mb-55 align\">\n\t\t\t\t\t\t\t\t<h2 class=\"section-title-8 tx-split-text split-in-down\" >MODALIDADES<\/h2>\n\t\t\t<\/div>\n\t\t\t    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2084052 elementor-widget__width-initial elementor-widget elementor-widget-bin-testimonial-4\" data-id=\"2084052\" data-element_type=\"widget\" data-widget_type=\"bin-testimonial-4.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t<div class=\"bi-testimonial-slider-4\">\r\n\t\t\t\t<div class=\"bi-testimonial-slider-nav-4 position-relative swiper-container\">\r\n\t\t\t\t\t<div class=\"swiper-wrapper\">\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"testimonial_nav position-relative d-flex justify-content-between align-items-center\">\r\n                                <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/Leasing-inmobiliario.jpg\" alt=\"\">\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"testimonial_nav position-relative d-flex justify-content-between align-items-center\">\r\n                                <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/Leasing-habitacional.jpg\" alt=\"\">\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"testimonial_nav position-relative d-flex justify-content-between align-items-center\">\r\n                                <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/Leasing-mobiliario.jpg\" alt=\"\">\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"testimonial_nav position-relative d-flex justify-content-between align-items-center\">\r\n                                <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/Leasing-infraestructura.jpg\" alt=\"\">\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"testimonial_nav position-relative d-flex justify-content-between align-items-center\">\r\n                                <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/Leasing-importacion.png\" alt=\"\">\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"testimonial_nav position-relative d-flex justify-content-between align-items-center\">\r\n                                <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/Leasing-internacional.png\" alt=\"\">\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"testimonial_nav position-relative d-flex justify-content-between align-items-center\">\r\n                                <img decoding=\"async\" src=\"https:\/\/www.asobancaria.com\/leasing\/wp-content\/uploads\/2024\/09\/Leaseback.jpg\" alt=\"\">\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"testimonial-prev_4 position-absolute d-flex justify-content-center align-items-center\"><i class=\"fal fa-long-arrow-left\"><\/i><\/div>\r\n\t\t\t\t\t<div class=\"testimonial-next_4 position-absolute d-flex justify-content-center align-items-center\"><i class=\"fal fa-long-arrow-right\"><\/i><\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div  class=\"bi-testimonial-slider-for-4 swiper-container\">\r\n\t\t\t\t\t<div class=\"swiper-wrapper\">\r\n                    \t\t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"bi-testimonial-item-4 text-center headline pera-content\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-author\">\r\n\t\t\t\t\t\t\t\t\t<h3 class=\"text-uppercase\">Leasing Inmobiliario<\/h3>\r\n\t\t\t\t\t\t\t\t\t<span><\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-desc-rate\">\r\n\t\t\t\t\t\t\t\t\t<p>El leasing inmobiliario, es aquel que recae sobre un inmueble. El inmueble puede existir en el momento en que se celebra el contrato o esperarse que exista, como es el caso de la adquisici\u00f3n de inmuebles en proyectos inmobiliarios; este \u00faltimo suele denominarse \u201cleasing de bien futuro\u201d. Cuando el contrato versa sobre inmuebles que se construyen especialmente para el locatario, suele denominarse \u201cleasing de construcci\u00f3n\u201d.<\/p>\r\n\t\t\t\t\t\t\t\t\t<div class=\"testimonial-rate ul-li\">\r\n\t\t\t\t\t\t\t\t\t\t<ul>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"bi-testimonial-item-4 text-center headline pera-content\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-author\">\r\n\t\t\t\t\t\t\t\t\t<h3 class=\"text-uppercase\">Leasing Habitacional<\/h3>\r\n\t\t\t\t\t\t\t\t\t<span><\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-desc-rate\">\r\n\t\t\t\t\t\t\t\t\t<p>El leasing habitacional es una modalidad de leasing para adquirir vivienda, ofrecida por entidades financieras. Se divide en dos tipos: uno para viviendas familiares, que deben usarse exclusivamente por el n\u00facleo familiar y est\u00e1 incluido en el Sistema Especializado de Financiaci\u00f3n de Vivienda a Largo Plazo; y otro para viviendas no familiares, que no est\u00e1 en este sistema y no requiere que el inmueble sea usado exclusivamente por el n\u00facleo familiar.<\/p>\r\n\t\t\t\t\t\t\t\t\t<div class=\"testimonial-rate ul-li\">\r\n\t\t\t\t\t\t\t\t\t\t<ul>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"bi-testimonial-item-4 text-center headline pera-content\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-author\">\r\n\t\t\t\t\t\t\t\t\t<h3 class=\"text-uppercase\">Leasing Mobiliario<\/h3>\r\n\t\t\t\t\t\t\t\t\t<span><\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-desc-rate\">\r\n\t\t\t\t\t\t\t\t\t<p>Es leasing mobiliario es una modalidad de leasing que recae sobre cualquier bien mueble con excepci\u00f3n de los t\u00edtulos valores.<\/p>\r\n\t\t\t\t\t\t\t\t\t<div class=\"testimonial-rate ul-li\">\r\n\t\t\t\t\t\t\t\t\t\t<ul>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"bi-testimonial-item-4 text-center headline pera-content\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-author\">\r\n\t\t\t\t\t\t\t\t\t<h3 class=\"text-uppercase\">Leasing De Infraestructura<\/h3>\r\n\t\t\t\t\t\t\t\t\t<span><\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-desc-rate\">\r\n\t\t\t\t\t\t\t\t\t<p>El leasing de infraestructura es una modalidad de leasing cuya finalidad es la de desarrollar proyectos de infraestructura en los sectores de transporte, energ\u00eda, telecomunicaciones, agua potable, saneamiento b\u00e1sico y proyectos ambientales.<\/p>\r\n\t\t\t\t\t\t\t\t\t<div class=\"testimonial-rate ul-li\">\r\n\t\t\t\t\t\t\t\t\t\t<ul>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"bi-testimonial-item-4 text-center headline pera-content\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-author\">\r\n\t\t\t\t\t\t\t\t\t<h3 class=\"text-uppercase\">Leasing De Importaci\u00f3n Y De Exportaci\u00f3n<\/h3>\r\n\t\t\t\t\t\t\t\t\t<span><\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-desc-rate\">\r\n\t\t\t\t\t\t\t\t\t<p>El leasing de importaci\u00f3n se da cuando los bienes objeto del contrato de leasing se encuentran fuera del territorio aduanero nacional y, para su uso y goce, deben ser objeto de importaci\u00f3n; por lo general, el arrendador financiero se encarga de proceso de importaci\u00f3n del activo.\nPor su parte, el leasing de exportaci\u00f3n se presenta cuando el bien objeto del contrato de leasing est\u00e1 en el territorio aduanero nacional, pero en virtud del contrato de leasing se pretende su exportaci\u00f3n.<\/p>\r\n\t\t\t\t\t\t\t\t\t<div class=\"testimonial-rate ul-li\">\r\n\t\t\t\t\t\t\t\t\t\t<ul>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"bi-testimonial-item-4 text-center headline pera-content\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-author\">\r\n\t\t\t\t\t\t\t\t\t<h3 class=\"text-uppercase\">Leasing Internacional<\/h3>\r\n\t\t\t\t\t\t\t\t\t<span><\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-desc-rate\">\r\n\t\t\t\t\t\t\t\t\t<p>El leasing internacional, en contraposici\u00f3n al leasing local, se da cuando la entidad arrendadora se encuentra domiciliada en el exterior y celebra la operaci\u00f3n de leasing con un locatario domiciliado en Colombia.\nLa modalidad m\u00e1s conocida del leasing internacional es el \u201cDry and Wet Leasing\u201d, muy com\u00fan en la industria aeron\u00e1utica, en la cual el arrendador se encarga de los servicios relacionados con el activo como el mantenimiento, los operarios, etc. En particular, en el Wet Leasing la arrendadora provee el bien, el mantenimiento y los operarios del activo, mientras que en el Dry Leasing no se incluye el mantenimiento ni los operarios.<\/p>\r\n\t\t\t\t\t\t\t\t\t<div class=\"testimonial-rate ul-li\">\r\n\t\t\t\t\t\t\t\t\t\t<ul>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t\t<div class=\"swiper-slide\">\r\n\t\t\t\t\t\t\t<div class=\"bi-testimonial-item-4 text-center headline pera-content\">\r\n\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-author\">\r\n\t\t\t\t\t\t\t\t\t<h3 class=\"text-uppercase\">Leaseback<\/h3>\r\n\t\t\t\t\t\t\t\t\t<span><\/span>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"testimonial-desc-rate\">\r\n\t\t\t\t\t\t\t\t\t<p>El leaseback es una modalidad de leasing, encaminada a generar liquidez, en la cual quien provee el activo y lo toma como locatario en el contrato de leasing es la misma persona.<\/p>\r\n\t\t\t\t\t\t\t\t\t<div class=\"testimonial-rate ul-li\">\r\n\t\t\t\t\t\t\t\t\t\t<ul>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n                        \t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-9f59daf e-flex e-con-boxed e-con e-parent\" data-id=\"9f59daf\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c18cc3 elementor-widget elementor-widget-binsro-button-8\" data-id=\"6c18cc3\" data-element_type=\"widget\" data-widget_type=\"binsro-button-8.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t    <div class=\"align\">\r\n        <a href=\"https:\/\/www.asobancaria.com\/leasing\/educacion\/#cartilla-leasing-mipyme\" target=\"_blank\" rel=\"nofollow\" class=\"h9-btn-1\">\r\n            <span>Quieres saber m\u00e1s<\/span>\r\n            <i class=\"far fa-long-arrow-right\"><\/i>\r\n        <\/a>\r\n    <\/div>\r\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Leasing Inicio &nbsp; Leasing QU&Eacute; ES LEASING El leasing es una operaci&oacute;n en la que una entidad financiera, por instrucci&oacute;n de un cliente, adquiere un activo y se lo entrega en arrendamiento financiero u operativo para su uso y goce por un periodo de tiempo determinado. Este mecanismo es usado para financiar la adquisici&oacute;n (mediante [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"invite-template.php","meta":{"inline_featured_image":false,"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.asobancaria.com\/leasing\/wp-json\/wp\/v2\/pages\/5231"}],"collection":[{"href":"https:\/\/www.asobancaria.com\/leasing\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.asobancaria.com\/leasing\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.asobancaria.com\/leasing\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.asobancaria.com\/leasing\/wp-json\/wp\/v2\/comments?post=5231"}],"version-history":[{"count":359,"href":"https:\/\/www.asobancaria.com\/leasing\/wp-json\/wp\/v2\/pages\/5231\/revisions"}],"predecessor-version":[{"id":7210,"href":"https:\/\/www.asobancaria.com\/leasing\/wp-json\/wp\/v2\/pages\/5231\/revisions\/7210"}],"wp:attachment":[{"href":"https:\/\/www.asobancaria.com\/leasing\/wp-json\/wp\/v2\/media?parent=5231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}